Auto Dealership Program

Refer a Dealership

As a company with well over forty (that's right - FORTY) year's of experience in the retail automobile business, we understand dealerships like few others do.  Both franchised and independent, we are extremely familiar with F&I operations, floor plans, back-end sales, and the extreme liability, inventory amount, and exposure to financial loss that your dealership faces. Being part of the First Group Family of Companies which include First Innovations and First Guard, we provide a turn key solution to most of your insurance needs and product provider needs such as vehicle service contracts, limited warranties, gap and credit insurance, ancillary products, reinsurance, training, consulting, etc. in the retail auto dealership business, First Insured specializes in:

• Open Lot Coverage
• Garage and Garage Keeper Liability
• Dealership Commercial Property
• Worker's Compensation
• Customer Data (Cyber) Loss Liability
• E.P.L.I. (Employer Practice's Liability) 
• Cyber
• Flood coverage
• Business Interruption / Loss of Income coverage

In addition, as a Specialized Agent appointed with the multi-billion dollar company, AmTrust Financial who is an A-rated powerhouse, and we provide some of the best dealership coverages available (including worker's comp) at some of the most competitive premiums available.

Already have your dealership insured through one of the "Big Four" auto dealer insurers and think you are already getting the best deal?  You might be very surprised to find out how many thousands, or how many ten$ of thousand$, of dollars you're actually leaving on the table each and every year.  That's REAL money. Don't be misled by the smoke and mirrors of dividends and potential premium returns; we can give you your own money back instantly in the form of lower premiums from the start, or customize a dividend retro program, whichever is best for your dealership. 

What Dealerships are Eligible for Coverage?

Franchised Automobile Dealerships (including motorcycle, RV, and marine dealerships)

as well as...

Independent Dealerships under the following conditions:

• At least 10 vehicles sold per month
• Minimum two year's in business 

To get a quote or discuss your dealership's needs CLICK HERE or contact Jim Lechler at jlechler@firstinsuredgroup.com or by phone at (800) 604-4355.